Solution

How Ocean Ledger Empowers Underwriters

The shoreline morphology forecasting tool combines high-resolution shoreline measurement, underwater mapping, natural defenses, and machine learning to give you the complete, accurate picture of coastal risk.

January 29, 2025

How Ocean Ledger Empowers Underwriters

The shoreline morphology forecasting tool combines high-resolution shoreline measurement,  underwater mapping, natural defenses, and machine learning to give you the complete, accurate picture of coastal risk.

Make informed decisions with:

  • Municipal-level and property-level coastal physical risk assessment
  • Historical geomorphic & correlated weather trend analysis & anomaly detection
  • Dynamic annual, annual, 5-year and 10-year risk forecasts
  • Coastal environmental damage risk

Product Line Integration

Property and Casualty / Real Estate

  • Coastal vulnerability baseline & portfolio & asset-level risk assessment
  • Shoreline change forecast (erosion & accretion)
  • Climate-scenarios for flood-risk, taking into account underwater topography, shoreline & natural defense 

Construction / W&I / M&A

  • Coastal vulnerability baseline & asset-level risk assessment
  • Business interruption modeling
  • Stress testing of W&I statements

Environmental Impairment Liability 

  • Dynamic ecosystem baseline
  • Natural asset monitoring 
  • Restoration guidance and cost calculation
  • Before/after damage assessment

Aviation - Airport / Logistics

  • Coastal vulnerability baseline & risk assessment
  • Business interruption modeling

Port Authorities and Marine Terminals

  • Coastal vulnerability assessment, specifically shoreline & underwater topography change (i.e ship navigation route blockage) 
  • Business interruption modeling
  • ICOW 
  • Denial of Access